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FEDERAL PERKINS LOAN

Entrance/Exit Interviews for Perkins Loans:
 

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The Loan Control Office located in the Bursar's Office conducts the Entrance/Exit interviews for Perkins Loan borrowers.

Entrance Interview:  First time Federal Perkins Loan borrowers at the University of Hartford must complete an entrance interview, including endorsement of promissory note, prior to disbursement of their loan funds. At the entrance interview, you will fill out a promissory note for the loan and have a counseling session briefing you on your Rights and Responsibilities as a borrower.  Please bring your license and a list of three personal references of persons not living at your permanent home address.  You will need to provide each references address information.  Listed below are some of your rights and responsibilities and the information you will be provided:

  • Information sheet on your loan obligation and your rights and responsibilities as a borrower
  • A repayment schedule containing information about interest rates, fees, the balance you owe, and repayment options
  • A grace period and an explanation of what this term means
  • Deferments for certain defined periods if you qualify
  • Request a forbearance
  • Prepay your loan in whole or in part at any time without an early repayment penalty
  • Your promissory note when your loan is made, and proof of cancellation when your loan is paid in full

Exit Interview:  Whenever a student loan borrower graduates, withdraws, leaves, or drops below half-time status at the University, the student must complete an exit interview according to federal regulations.  Borrowers receive important information about their repayment obligations and update information about themselves given during a previous entrance interview.  Please bring your license and a list of three personal references of persons not living at your permanent home address.  You will need to provide each references address information.

Listed below are some of your rights and responsibilities and the information you will be provided :

  • Information sheet on your loan obligations and your rights and responsibilities as a borrower
  • A repayment schedule containing information about interest rates, fees, the balance you owe, and repayment options
  • A grace period and an explanation of what this term means
  • Deferment of repayment for certain periods, if you qualify
  • Forbearance, if you qualify and if you request it
  • Prepayment of your loan in whole or in part at any time without an early repayment penalty

For dates and times of Entrance/Exit Interviews contact the Loan Control Office at (860)768-4438.

 

 
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